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For the roughly 90% of people who plan to have children at some point make note of the following two bricks of wisdom: • No matter how much you like working right now, Shit can get Old … • Kids are way more work than you expect, accelerating the aging of the aforementioned Shit. If you attempt that feat with nothing but a well-networked career and a hangover, your life will suck.

In fact, I suspect that article has gone viral because it tells people exactly what they want to hear: The article is called “If You Have Savings in Your 20s, You’re Doing Something Wrong.” To be fair, it appeared in Elite Daily, which is somewhat of a notorious clickbait forward-this-to-your-facebook-friends content mill** to begin with.So people send me updates on things like tiny houses, urban planning breakthroughs, people who manage to blow even a double Silicon Valley salary and appear clueless about where it’s all going, and major league players like NFL Mathlete John Urschel who has been known to sleep in his Nissan Versa*.The world seems refreshed to see examples of high-wealth people living lifestyles of below-average consumption.In real life (even New York City real life), you get paid for getting really difficult shit done, better than anybody else can do it.This means fiddling with meticulous, gigantic spreadsheets at PM so you can get the impressively casual email to the department polished and sent by am.

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